To start, you’ll get $25 off the first purchase you make with your card at either Victoria’s Secret or Pink. How much you earn, though, depends on what you buy. The card has a decent rewards program that can allow frequent shoppers to earn a steady stream of credits from the retailer. If you’re a frequent shopper at Victoria’s Secret, Comenity’s Victoria’s Secret Mastercard Credit Card might be a good choice. Here’s a look at three of Comenity’s most popular rewards credit cards. If you rarely shop at a retailer, it doesn’t make sense to apply for the Comenity card connected to it - no matter how valuable that card’s rewards program might be.īut if Comenity does offer a card connected to one of your favorite stores, that card might make sense.

Worldwide Vacation & Travel Mastercard Credit CardĬomenity offers plenty of retail cards, but how do you choose the right one for you? That depends mostly on your shopping habits.

Here’s a few non-retail Comenity card offerings: You can find travel rewards credit cards, auto cards, medical cards and even an insurance credit card that allows you to earn rewards while paying for your coverage.

BJ’s Perks Elite Mastercard Credit CardĬomenity Bank is mostly known for its retail credit cards, but it also provides cards affiliated with other types of businesses.

Victoria’s Secret Mastercard Credit Card.

Bed Bath & Beyond’s Welcome Rewards store Credit Card.

Here are some of the better-known stores for which Comenity provides a retail credit card: With so many partnering stores, Comenity Bank offers a wide variety of retail credit cards, including online stores, clothing shops, furniture stores and more. If you aren’t a frequent shopper at a specific retailer, it probably doesn’t make sense to apply for a card from it. Retail cards are limited - usually offering perks only when you shop at a specific retailer - and often come with higher interest rates.

Whether these retail cards are a good choice for you, though, depends on your spending habits. The bank offers branded cards from several retailers, many that let you earn ongoing rewards.

Some credit card issuers specialize in retail credit cards, and Comenity Bank is one of the biggest. Instead, banks that partner with these retailers are the ones that provide and manage these types of cards. You probably thought of a card branded with the name of a big retailer such as Ikea, Big Lots or BJ’s, right? But retailers typically aren’t the ones issuing their cards, even if their names are on them.

Victorias secret comenity bank